New York Life

<body bgcolor="#FFFFFF" leftmargin="15" topmargin="0" marginwidth="15" marginheight="0" background="/graphics/M/T3mainback.jpg"> <table width="570" border="0" cellspacing="0" cellpadding="6"> <tr><td align="center" valign="top"> <img src="/files/4999/allen_hayes1.jpeg" alt="New York Life"> </td><td align="left" valign="top"> <div align="left"><font face="Verdana, Arial, Helvetica, sans-serif"><b></b></font></div> <div align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="2"></font></div> <table border="0" cellspacing="0" cellpadding="6"> <tr> <td><font face="Verdana, Arial, Helvetica, sans-serif"><b><font size="3" color="#003399"> <B>HAYES INSURANCE AND FINANCIAL SERVICES</B></font></b></font></td> </tr> <tr> <td><font face="Verdana, Arial, Helvetica, sans-serif" size="2"><b> <B><I>CORPORATE AND ESTATE INSURANCE PLANNING</B></I></b></font></td> </tr> <tr><td><font face="Verdana, Arial, Helvetica, sans-serif" size="2"><br>Phone (408)847-2440<table border="0" cellspacing="0" cellpadding="0"> <tr><td colspan="2" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Email: </font></td> </tr><tr> <td colspan="2" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="2"><a href="mailto:ajhayes@ft.newyorklife.com">ajhayes@ft.newyorklife.com</a><br></font></td></tr></table></font></td></tr> </table> </td> </tr> <tr> <td colspan="2" valign="top" align="left"> <p><font face="Verdana, Arial, Helvetica, sans-serif" size="2"><p><font face="TIMES new roman">We focus on helping our clients meet their insurance and financial product needs whether individual, family or business. Using the experience, knowledge and tools acquired over the past 35 years, we look at the "Big Picture":<br /> </font></p> <p><center><strong>WHERE THE CLIENT HAS BEEN </strong>Together with the client's advisors we then develop a plan of action emphasizing the team approach. Everyone is unique and special and we continually strive to recognize this in helping you to develop your plan towards potential financial security.<br /> <br /> <br /> <br /> Please use our Web site as a resource, and do not hesitate to contact us for additional information or to schedule a meeting.<br /> <br /> <br /> J. Allen Hayes is an agent licensed to sell insurance through New York Life and may be licensed with various other independent unaffliliated insurance companies in the state of California(CA Ins. Lic #0432374). No insurance business may be conducted outside this state referenced.</center><center></center></p> <p><center>WHERE THE CLIENT IS NOW </center><center>WHERE THE CLIENT WANTS TO GO </center><center></center></p> <div align="left">J. Allen Hayes is a Registered Representative of and offers securities, products and services through NYLIFE Securities LLC, Member <a target="_blank" href="http://www.finra.org" onclick=javascript:open_window('NYLdisclaimer.html') target=_blank>FINRA</a>/<a target="_blank" href="http://www.sipc.org" onclick=javascript:open_window('NYLdisclaimer.html') target=_blank>SIPC</a>, a registered broker dealer (8050 Santa Teresa Blvd. Ste. 200 Gilroy, CA 95020. 408-847-2440). In this regard, this communication is strictly intended for individuals residing in the state of California. No offers may be made or accepted from any resident outside the specific state referenced.</div> <p>J. Allen Hayes is also separately registered as as an investment adviser representative under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the state of California. As such these services are strictly intended for individuals residing in California.<br /> </p> <p>J. Allen Hayes is also a member agent of the <em>Nautilus Group, </em>a service of the New York Life Insurance Company.<br /> </p> <p>HAYES FINANCIAL SERVICES is not owned or operated by NYLIFE Securities LLC, or its affiliates.<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> </p></font></p> </td> </tr> <tr> <td align="center" colspan="2" height="19"><hr color="#003399"></td> </tr> <tr> <td colspan="2" height="28"> <table border="0" cellspacing="0" cellpadding="4" align="center"> <tr> <td align="center" width="25%" valign="top"> <a href="index.cfm?type=N&source=content.cfm?ID=1294" target="_top"> <font face="Verdana, Arial, Helvetica, sans-serif" size="2" color="#000000"><b>Diversify and Conquer</b></font></a></td> <td align="center" width="25%" valign="top"> <a href="index.cfm?type=N&source=content.cfm?ID=1296" target="_top"> <font face="Verdana, Arial, Helvetica, sans-serif" size="2" color="#000000"><b>Poverty and the Modern Millionaire</b></font></a></td> <td align="center" width="25%" valign="top"> <a href="index.cfm?type=N&source=content.cfm?ID=1343" target="_top"> <font face="Verdana, Arial, Helvetica, sans-serif" size="2" color="#000000"><b>Retirement, Boomer Style</b></font></a></td> <td align="center" width="25%" valign="top"> <a href="index.cfm?type=N&source=content.cfm?ID=1358" target="_top"> <font face="Verdana, Arial, Helvetica, sans-serif" size="2" color="#000000"><b>Weather: It Matters</b></font></a></td> </tr> </table> </td> </tr> <tr> <td colspan="2"> <div style="font-family: Arial, Helvetica, sans-serif; font-size: smaller; text-align: center;"> <br> Securities offered by properly licensed registered representatives of NYLIFE Securities LLC (member <a href="http://www.finra.org" target="_blank">FINRA</a>/<a href="http://www.sipc.org" target="_blank">SIPC</a>). <br> <a href="http://www.allenhayes.com/files/NYLDBAdisclaimer.htm" TARGET="_blank"> Copyright 2008. All Rights Reserved. </a> <br> <a href="http://www.allenhayes.com/files/NYLDBAPrivacyPolicy.htm" TARGET="_blank">Privacy Policy</a> </div> </td> </tr> </table></div></body></html>